Education
Here is a sampling of the classes we have offered our membership this year:
 - Fair Lending Essentials seeks to achieve an overview of the multiple elements involved in fair lending with a focus on the real estate industry. This course explores fair lending issues in mortgage lending, including such topics as regulatory compliance laws, quality assistance dialogues, discrimination and diversity, product quotations and pre-qualification, understanding fine print, third party providers and tracking, credit approval and denial, loan closing, and HMDA-LAR. The course focuses on the history and background of regulatory compliance laws; the roles of third party providers, settlement agents, and property appraisers; the process of loan disposition and settlement; and relevant Internet sources of information.
- Reverse Mortgage program for people 62 and older. This course will show you how to offer alternative financial solutions to your established customers that enables them to receive payouts from the built up equity in their home.-
- RESPA The Real Estate Settlement Procedures Act is a consumer protection statute which regulates settlement practices within the real estate industry and promotes consumer awareness of the nature and costs of settlement. As its name implies, RESPA is primarily concerned with protecting consumers from unnecessarily high settlement charges and certain abusive practices relating to settlement and settlement services. RESPA also regulates certain servicing-related practices.
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